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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,662 | $47,944+7.8% | $67,834-23.8% | $62,881-17.8% |
| Participation rate | 92.0% | 61.1%+30.9pp | 68.8%+23.2pp | 69.3%+22.7pp |
| Annual return | -2.23% | 11.77%-14.0pp | 138.47%-140.7pp | 20.14%-22.4pp |
| Employer contribution / active EE | $1,449 | $1,562-7.2% | $2,403-39.7% | $2,281-36.5% |
| Participant deferral / active EE | $3,304 | $2,247+47.1% | $3,160+4.6% | $3,203+3.2% |
| Admin fee / account holder | $5,033 | $3,712+35.6% | $4,622+8.9% | $4,296+17.2% |