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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,746 | $51,222+71.3% | $70,544+24.4% | $75,173+16.7% |
| Participation rate | 66.7% | 61.0%+5.7pp | 68.4%-1.7pp | 67.2%-0.5pp |
| Annual return | 23.59% | 30.06%-6.5pp | 32.79%-9.2pp | 160.72%-137.1pp |
| Employer contribution / active EE | $1,760 | $1,827-3.7% | $2,976-40.9% | $2,671-34.1% |
| Participant deferral / active EE | $3,306 | $2,850+16.0% | $4,568-27.6% | $4,126-19.9% |
| Admin fee / account holder | $4,562 | $4,096+11.4% | $6,427-29.0% | $5,651-19.3% |