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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,492 | $82,324-27.7% | $68,803-13.5% | $134,545-55.8% |
| Participation rate | 75.0% | 75.1%-0.1pp | 69.0%+6.0pp | 81.2%-6.2pp |
| Annual return | -33.46% | -2.17%-31.3pp | -6.37%-27.1pp | 418.37%-451.8pp |
| Employer contribution / active EE | $1,668 | $3,302-49.5% | $2,656-37.2% | $4,742-64.8% |
| Participant deferral / active EE | $3,085 | $4,740-34.9% | $3,942-21.7% | $6,401-51.8% |
| Admin fee / account holder | $3,740 | $6,485-42.3% | $4,936-24.2% | $11,431-67.3% |