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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,951 | $175,231+57.5% | $149,696+84.3% | $139,466+97.9% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 15.95% | 166.77%-150.8pp | 134.46%-118.5pp | 373.66%-357.7pp |
| Employer contribution / active EE | $3,484 | $5,478-36.4% | $4,821-27.7% | $4,754-26.7% |
| Participant deferral / active EE | $13,355 | $6,521+104.8% | $5,682+135.0% | $6,712+99.0% |
| Admin fee / account holder | $34,048 | $16,155+110.8% | $13,212+157.7% | $11,409+198.4% |