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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,441 | $209,428+4.3% | $178,498+22.4% | $158,950+37.4% |
| Participation rate | 84.6% | 86.4%-1.7pp | 81.9%+2.7pp | 82.0%+2.7pp |
| Annual return | 28.88% | 188.78%-159.9pp | 151.09%-122.2pp | 302.91%-274.0pp |
| Employer contribution / active EE | $3,430 | $5,707-39.9% | $5,011-31.5% | $4,762-28.0% |
| Participant deferral / active EE | $8,808 | $5,955+47.9% | $5,202+69.3% | $5,983+47.2% |
| Admin fee / account holder | $5,311 | $17,077-68.9% | $13,985-62.0% | $11,248-52.8% |