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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,441 | $209,422+4.3% | $178,503+22.4% | $158,982+37.4% |
| Participation rate | 84.6% | 86.4%-1.7pp | 81.9%+2.7pp | 82.0%+2.6pp |
| Annual return | 28.88% | 188.81%-159.9pp | 151.12%-122.2pp | 302.99%-274.1pp |
| Employer contribution / active EE | $3,430 | $5,707-39.9% | $5,011-31.5% | $4,763-28.0% |
| Participant deferral / active EE | $8,808 | $5,955+47.9% | $5,202+69.3% | $5,983+47.2% |
| Admin fee / account holder | $5,311 | $17,079-68.9% | $13,987-62.0% | $11,252-52.8% |