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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,201 | $180,466-14.6% | $154,114+0.1% | $135,382+13.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.56% | 888.15%-898.7pp | 735.16%-745.7pp | 519.77%-530.3pp |
| Employer contribution / active EE | $5,043 | $6,035-16.4% | $5,298-4.8% | $4,779+5.5% |
| Participant deferral / active EE | $17,567 | $5,806+202.5% | $5,081+245.8% | $5,609+213.2% |
| Admin fee / account holder | $26,791 | $16,144+66.0% | $13,411+99.8% | $10,829+147.4% |