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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,916 | $198,457-11.9% | $170,435+2.6% | $147,586+18.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.31% | 257.30%-243.0pp | 205.94%-191.6pp | 578.59%-564.3pp |
| Employer contribution / active EE | $4,593 | $6,183-25.7% | $5,432-15.5% | $4,876-5.8% |
| Participant deferral / active EE | $16,230 | $5,629+188.3% | $4,939+228.6% | $5,439+198.4% |
| Admin fee / account holder | $2,942 | $16,852-82.5% | $13,881-78.8% | $10,886-73.0% |