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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,941 | $183,592+90.1% | $155,567+124.3% | $145,959+139.1% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 13.18% | 61.24%-48.1pp | 64.74%-51.6pp | 561.95%-548.8pp |
| Employer contribution / active EE | $4,207 | $5,315-20.8% | $4,674-10.0% | $4,661-9.7% |
| Participant deferral / active EE | $14,312 | $6,464+121.4% | $5,628+154.3% | $6,689+114.0% |
| Admin fee / account holder | $5,788 | $19,318-70.0% | $15,916-63.6% | $13,398-56.8% |