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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,643 | $198,457-39.7% | $170,435-29.8% | $147,586-18.9% |
| Participation rate | 42.1% | 88.0%-45.9pp | 83.6%-41.5pp | 82.8%-40.7pp |
| Annual return | 19.28% | 257.30%-238.0pp | 205.94%-186.7pp | 578.59%-559.3pp |
| Employer contribution / active EE | $2,851 | $6,183-53.9% | $5,432-47.5% | $4,876-41.5% |
| Participant deferral / active EE | $3,725 | $5,629-33.8% | $4,939-24.6% | $5,439-31.5% |
| Admin fee / account holder | $3,191 | $16,852-81.1% | $13,881-77.0% | $10,886-70.7% |