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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,334 | $175,259+90.8% | $149,723+123.3% | $139,487+139.7% |
| Participation rate | 72.7% | 83.4%-10.7pp | 78.8%-6.1pp | 80.3%-7.6pp |
| Annual return | 7.03% | 166.82%-159.8pp | 134.50%-127.5pp | 373.84%-366.8pp |
| Employer contribution / active EE | $7,381 | $5,478+34.7% | $4,821+53.1% | $4,755+55.2% |
| Participant deferral / active EE | $6,304 | $6,522-3.3% | $5,682+10.9% | $6,713-6.1% |
| Admin fee / account holder | $21,782 | $16,158+34.8% | $13,215+64.8% | $11,407+91.0% |