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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,035 | $167,353-25.3% | $143,797-13.0% | $134,545-7.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.60% | 0.48%-29.1pp | -0.04%-28.6pp | 418.37%-447.0pp |
| Employer contribution / active EE | $7,284 | $5,620+29.6% | $4,952+47.1% | $4,742+53.6% |
| Participant deferral / active EE | $6,384 | $6,447-1.0% | $5,638+13.2% | $6,401-0.3% |
| Admin fee / account holder | $2,102 | $18,096-88.4% | $14,679-85.7% | $11,431-81.6% |