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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,752 | $106,749+149.9% | $145,433+83.4% | $82,448+223.5% |
| Participation rate | 90.9% | 75.6%+15.3pp | 82.1%+8.8pp | 68.1%+22.8pp |
| Annual return | 14.36% | 27.59%-13.2pp | 66.58%-52.2pp | 41.64%-27.3pp |
| Employer contribution / active EE | $4,406 | $3,444+27.9% | $4,554-3.3% | $2,551+72.7% |
| Participant deferral / active EE | $9,591 | $6,519+47.1% | $7,897+21.4% | $4,139+131.7% |
| Admin fee / account holder | $12,174 | $8,390+45.1% | $13,129-7.3% | $7,234+68.3% |