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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,752 | $106,864+149.6% | $147,318+81.1% | $82,637+222.8% |
| Participation rate | 90.9% | 75.5%+15.4pp | 82.1%+8.8pp | 68.1%+22.9pp |
| Annual return | 14.36% | 27.49%-13.1pp | 70.43%-56.1pp | 53.51%-39.1pp |
| Employer contribution / active EE | $4,406 | $3,417+29.0% | $4,593-4.1% | $2,552+72.7% |
| Participant deferral / active EE | $9,591 | $6,496+47.7% | $7,906+21.3% | $4,126+132.4% |
| Admin fee / account holder | $12,174 | $8,415+44.7% | $13,708-11.2% | $7,339+65.9% |