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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,169 | $126,661+100.7% | $113,397+124.1% | $138,895+83.0% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.5%+3.5pp | 79.9%+0.1pp |
| Annual return | 15.11% | 25.05%-9.9pp | 23.20%-8.1pp | 145.39%-130.3pp |
| Employer contribution / active EE | $3,800 | $3,456+10.0% | $2,977+27.6% | $4,194-9.4% |
| Participant deferral / active EE | $11,057 | $5,693+94.2% | $5,076+117.8% | $6,396+72.9% |
| Admin fee / account holder | $19,925 | $14,549+36.9% | $11,957+66.6% | $12,562+58.6% |