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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,781 | $110,307+42.1% | $96,576+62.3% | $139,456+12.4% |
| Participation rate | 93.3% | 78.1%+15.2pp | 76.0%+17.4pp | 80.3%+13.0pp |
| Annual return | -4.89% | 26.40%-31.3pp | 25.87%-30.8pp | 373.45%-378.3pp |
| Employer contribution / active EE | $3,508 | $3,619-3.1% | $2,965+18.3% | $4,753-26.2% |
| Participant deferral / active EE | $9,959 | $5,547+79.5% | $4,851+105.3% | $6,711+48.4% |
| Admin fee / account holder | $773 | $11,597-93.3% | $8,253-90.6% | $11,407-93.2% |