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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,366 | $88,707-72.5% | $74,184-67.2% | $273,972-91.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 15.17% | 11.94%+3.2pp | 17.74%-2.6pp | 41.46%-26.3pp |
| Employer contribution / active EE | $2,955 | $3,159-6.5% | $2,370+24.7% | $4,869-39.3% |
| Participant deferral / active EE | $11,358 | $4,212+169.7% | $3,550+220.0% | $5,287+114.8% |
| Admin fee / account holder | $3,605 | $8,717-58.6% | $5,586-35.5% | $10,133-64.4% |