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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,579 | $72,177-54.9% | $115,038-71.7% | $59,633-45.4% |
| Participation rate | 62.5% | 72.6%-10.1pp | 81.4%-18.9pp | 68.7%-6.2pp |
| Annual return | 1.44% | 12.02%-10.6pp | 26.14%-24.7pp | 2041.45%-2040.0pp |
| Employer contribution / active EE | $1,719 | $2,841-39.5% | $4,608-62.7% | $2,203-22.0% |
| Participant deferral / active EE | $2,752 | $4,783-42.5% | $6,026-54.3% | $3,192-13.8% |
| Admin fee / account holder | $266 | $4,927-94.6% | $8,175-96.7% | $4,297-93.8% |