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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,835 | $77,817-34.7% | $123,553-58.9% | $64,173-20.8% |
| Participation rate | 66.7% | 74.7%-8.0pp | 82.3%-15.6pp | 69.6%-2.9pp |
| Annual return | -0.24% | 12.49%-12.7pp | 119.21%-119.4pp | 7.63%-7.9pp |
| Employer contribution / active EE | $1,550 | $3,014-48.6% | $4,628-66.5% | $2,381-34.9% |
| Participant deferral / active EE | $2,598 | $5,240-50.4% | $6,426-59.6% | $3,470-25.1% |
| Admin fee / account holder | $12 | $5,519-99.8% | $9,284-99.9% | $4,887-99.8% |