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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,520 | $102,385+53.9% | $147,080+7.1% | $80,935+94.6% |
| Participation rate | 58.3% | 75.9%-17.5pp | 82.2%-23.8pp | 67.7%-9.3pp |
| Annual return | 18.75% | 135.09%-116.3pp | 420.17%-401.4pp | 35.66%-16.9pp |
| Employer contribution / active EE | $2,030 | $3,717-45.4% | $4,933-58.9% | $2,757-26.4% |
| Participant deferral / active EE | $4,158 | $6,651-37.5% | $8,066-48.5% | $4,299-3.3% |
| Admin fee / account holder | $222 | $7,951-97.2% | $12,989-98.3% | $6,924-96.8% |