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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,358 | $150,447+55.8% | $136,298+71.9% | $147,586+58.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.19% | 1049.15%-1037.0pp | 5156.27%-5144.1pp | 578.59%-566.4pp |
| Employer contribution / active EE | $12,762 | $5,256+142.8% | $4,696+171.8% | $4,876+161.7% |
| Participant deferral / active EE | $8,470 | $6,631+27.7% | $6,247+35.6% | $5,439+55.7% |
| Admin fee / account holder | $14,387 | $10,906+31.9% | $9,244+55.6% | $10,886+32.2% |