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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,623 | $135,956+40.2% | $123,894+53.9% | $273,972-30.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.98% | 56.63%-50.6pp | 47.52%-41.5pp | 41.46%-35.5pp |
| Employer contribution / active EE | $3,079 | $5,170-40.4% | $4,617-33.3% | $4,869-36.8% |
| Participant deferral / active EE | $7,206 | $6,343+13.6% | $5,984+20.4% | $5,287+36.3% |
| Admin fee / account holder | $5,909 | $9,817-39.8% | $8,357-29.3% | $10,133-41.7% |