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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,009 | $157,304+50.0% | $141,197+67.1% | $152,909+54.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.09% | 64.34%-49.3pp | 71.41%-56.3pp | 345.46%-330.4pp |
| Employer contribution / active EE | $2,370 | $5,263-55.0% | $4,736-50.0% | $4,764-50.3% |
| Participant deferral / active EE | $4,876 | $7,111-31.4% | $6,710-27.3% | $5,851-16.7% |
| Admin fee / account holder | $6,385 | $12,126-47.3% | $10,265-37.8% | $11,601-45.0% |