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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,925 | $93,345+47.8% | $119,126+15.8% | $87,485+57.7% |
| Participation rate | 65.1% | 68.7%-3.6pp | 75.8%-10.6pp | 68.9%-3.8pp |
| Annual return | 14.73% | 19.08%-4.4pp | 282.11%-267.4pp | 26.06%-11.3pp |
| Employer contribution / active EE | $2,157 | $3,172-32.0% | $4,034-46.5% | $2,596-16.9% |
| Participant deferral / active EE | $3,863 | $4,099-5.7% | $5,318-27.4% | $4,274-9.6% |
| Admin fee / account holder | $2,049 | $8,039-74.5% | $10,693-80.8% | $7,775-73.6% |