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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,130 | $81,504+67.0% | $102,437+32.9% | $80,959+68.1% |
| Participation rate | 60.0% | 66.9%-6.9pp | 74.5%-14.5pp | 67.7%-7.7pp |
| Annual return | 13.85% | 25.60%-11.7pp | 24.95%-11.1pp | 35.67%-21.8pp |
| Employer contribution / active EE | $1,756 | $3,104-43.4% | $3,871-54.6% | $2,757-36.3% |
| Participant deferral / active EE | $3,247 | $3,871-16.1% | $5,060-35.8% | $4,300-24.5% |
| Admin fee / account holder | $3,825 | $6,719-43.1% | $8,388-54.4% | $6,925-44.8% |