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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,925 | $88,672+55.5% | $105,223+31.1% | $82,448+67.3% |
| Participation rate | 65.1% | 67.9%-2.8pp | 75.0%-9.9pp | 68.1%-3.0pp |
| Annual return | 14.73% | 30.86%-16.1pp | 180.65%-165.9pp | 41.64%-26.9pp |
| Employer contribution / active EE | $2,157 | $3,048-29.2% | $3,689-41.5% | $2,551-15.4% |
| Participant deferral / active EE | $3,863 | $4,036-4.3% | $5,072-23.8% | $4,139-6.7% |
| Admin fee / account holder | $2,049 | $7,146-71.3% | $8,859-76.9% | $7,234-71.7% |