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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,549 | $124,346-52.1% | $111,308-46.5% | $167,536-64.5% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 5.38% | 37.45%-32.1pp | 54.67%-49.3pp | 478.82%-473.4pp |
| Employer contribution / active EE | $1,813 | $3,437-47.3% | $2,732-33.7% | $4,839-62.5% |
| Participant deferral / active EE | $3,803 | $5,182-26.6% | $4,487-15.3% | $6,342-40.0% |
| Admin fee / account holder | $3,915 | $10,621-63.1% | $7,965-50.9% | $12,315-68.2% |