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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,571 | $112,131-46.0% | $95,964-36.9% | $158,982-61.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | -9.00% | 171.19%-180.2pp | 91.64%-100.6pp | 302.99%-312.0pp |
| Employer contribution / active EE | $2,321 | $3,199-27.4% | $2,541-8.7% | $4,763-51.3% |
| Participant deferral / active EE | $4,562 | $4,784-4.7% | $4,167+9.5% | $5,983-23.8% |
| Admin fee / account holder | $1,475 | $10,136-85.5% | $6,797-78.3% | $11,252-86.9% |