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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,553 | $110,212-13.3% | $96,534-1.0% | $139,466-31.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 4.78% | 26.42%-21.6pp | 25.88%-21.1pp | 373.66%-368.9pp |
| Employer contribution / active EE | $2,209 | $3,620-39.0% | $2,965-25.5% | $4,754-53.5% |
| Participant deferral / active EE | $4,441 | $5,547-19.9% | $4,851-8.5% | $6,712-33.8% |
| Admin fee / account holder | $7,716 | $11,599-33.5% | $8,253-6.5% | $11,409-32.4% |