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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,480 | $110,286-75.1% | $96,569-71.5% | $139,427-80.3% |
| Participation rate | 62.5% | 78.1%-15.6pp | 76.0%-13.5pp | 80.3%-17.8pp |
| Annual return | 17.43% | 26.39%-9.0pp | 25.87%-8.4pp | 373.27%-355.8pp |
| Employer contribution / active EE | $1,905 | $3,619-47.4% | $2,965-35.8% | $4,752-59.9% |
| Participant deferral / active EE | $2,769 | $5,546-50.1% | $4,851-42.9% | $6,711-58.7% |
| Admin fee / account holder | $2,172 | $11,592-81.3% | $8,251-73.7% | $11,404-81.0% |