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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,480 | $110,240-75.1% | $96,544-71.5% | $139,487-80.3% |
| Participation rate | 62.5% | 78.1%-15.6pp | 76.0%-13.5pp | 80.3%-17.8pp |
| Annual return | 17.43% | 26.41%-9.0pp | 25.88%-8.5pp | 373.84%-356.4pp |
| Employer contribution / active EE | $1,905 | $3,622-47.4% | $2,966-35.8% | $4,755-59.9% |
| Participant deferral / active EE | $2,769 | $5,549-50.1% | $4,851-42.9% | $6,713-58.7% |
| Admin fee / account holder | $2,172 | $11,602-81.3% | $8,254-73.7% | $11,407-81.0% |