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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,360 | $112,099-83.6% | $95,954-80.9% | $158,931-88.4% |
| Participation rate | 62.5% | 79.0%-16.5pp | 77.1%-14.6pp | 82.0%-19.5pp |
| Annual return | 18.12% | 171.12%-153.0pp | 91.62%-73.5pp | 302.86%-284.7pp |
| Employer contribution / active EE | $1,896 | $3,198-40.7% | $2,541-25.4% | $4,761-60.2% |
| Participant deferral / active EE | $2,736 | $4,784-42.8% | $4,167-34.3% | $5,982-54.3% |
| Admin fee / account holder | $273 | $10,132-97.3% | $6,796-96.0% | $11,247-97.6% |