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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,096 | $124,324-83.0% | $111,303-81.0% | $167,497-87.4% |
| Participation rate | 63.2% | 79.6%-16.5pp | 77.3%-14.2pp | 82.1%-18.9pp |
| Annual return | 12.52% | 37.44%-24.9pp | 54.66%-42.1pp | 478.62%-466.1pp |
| Employer contribution / active EE | $1,886 | $3,436-45.1% | $2,731-30.9% | $4,838-61.0% |
| Participant deferral / active EE | $2,785 | $5,181-46.2% | $4,488-37.9% | $6,341-56.1% |
| Admin fee / account holder | $137 | $10,620-98.7% | $7,965-98.3% | $12,310-98.9% |