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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,664 | $82,028-87.0% | $123,105-91.3% | $59,633-82.1% |
| Participation rate | 83.3% | 83.2%+0.1pp | 86.8%-3.4pp | 68.7%+14.7pp |
| Annual return | 20.33% | 5.12%+15.2pp | 13.22%+7.1pp | 2041.45%-2021.1pp |
| Employer contribution / active EE | $1,977 | $3,297-40.0% | $5,151-61.6% | $2,203-10.3% |
| Participant deferral / active EE | $3,247 | $4,667-30.4% | $6,229-47.9% | $3,192+1.7% |
| Admin fee / account holder | $313 | $5,879-94.7% | $9,014-96.5% | $4,297-92.7% |