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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,625 | $109,359-48.2% | $162,185-65.1% | $72,976-22.4% |
| Participation rate | 78.7% | 84.3%-5.5pp | 87.6%-8.8pp | 69.5%+9.2pp |
| Annual return | 79.63% | 25.46%+54.2pp | 115.61%-36.0pp | 81.02%-1.4pp |
| Employer contribution / active EE | $2,010 | $3,907-48.6% | $5,613-64.2% | $2,440-17.6% |
| Participant deferral / active EE | $3,707 | $5,481-32.4% | $7,297-49.2% | $3,608+2.8% |
| Admin fee / account holder | $3,244 | $7,972-59.3% | $10,844-70.1% | $5,124-36.7% |