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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,212 | $100,060-73.8% | $149,721-82.5% | $70,126-62.6% |
| Participation rate | 80.4% | 83.6%-3.1pp | 87.1%-6.6pp | 69.5%+10.9pp |
| Annual return | 17.18% | 27.46%-10.3pp | 1501.67%-1484.5pp | 73.15%-56.0pp |
| Employer contribution / active EE | $2,113 | $3,661-42.3% | $5,444-61.2% | $2,343-9.8% |
| Participant deferral / active EE | $3,820 | $4,982-23.3% | $6,568-41.8% | $3,332+14.7% |
| Admin fee / account holder | $301 | $8,285-96.4% | $11,282-97.3% | $4,645-93.5% |