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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,272 | $198,457-30.8% | $170,435-19.5% | $147,586-7.0% |
| Participation rate | 86.7% | 88.0%-1.3pp | 83.6%+3.1pp | 82.8%+3.8pp |
| Annual return | 8.87% | 257.30%-248.4pp | 205.94%-197.1pp | 578.59%-569.7pp |
| Employer contribution / active EE | $1,960 | $6,183-68.3% | $5,432-63.9% | $4,876-59.8% |
| Participant deferral / active EE | $5,583 | $5,629-0.8% | $4,939+13.0% | $5,439+2.7% |
| Admin fee / account holder | $1,092 | $16,852-93.5% | $13,881-92.1% | $10,886-90.0% |