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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,728 | $73,863-66.5% | $143,797-82.8% | $68,490-63.9% |
| Participation rate | 72.5% | 66.7%+5.8pp | 80.3%-7.8pp | 67.9%+4.6pp |
| Annual return | -20.11% | 0.91%-21.0pp | -0.04%-20.1pp | -7.85%-12.3pp |
| Employer contribution / active EE | $1,494 | $3,185-53.1% | $4,952-69.8% | $2,597-42.4% |
| Participant deferral / active EE | $2,914 | $3,385-13.9% | $5,638-48.3% | $4,028-27.6% |
| Admin fee / account holder | $476 | $5,756-91.7% | $14,679-96.8% | $5,403-91.2% |