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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,548 | $91,198-63.2% | $178,503-81.2% | $79,856-58.0% |
| Participation rate | 66.7% | 69.2%-2.5pp | 81.9%-15.3pp | 69.6%-3.0pp |
| Annual return | 11.40% | 24.20%-12.8pp | 151.12%-139.7pp | 31.71%-20.3pp |
| Employer contribution / active EE | $1,071 | $3,257-67.1% | $5,011-78.6% | $2,471-56.7% |
| Participant deferral / active EE | $2,680 | $3,237-17.2% | $5,202-48.5% | $3,741-28.4% |
| Admin fee / account holder | $681 | $6,748-89.9% | $13,987-95.1% | $5,306-87.2% |