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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,086 | $201,370+40.1% | $184,256+53.1% | $145,897+93.3% |
| Participation rate | 77.8% | 87.5%-9.7pp | 86.8%-9.0pp | 80.3%-2.5pp |
| Annual return | 16.29% | 29.05%-12.8pp | 28.85%-12.6pp | 552.29%-536.0pp |
| Employer contribution / active EE | $3,570 | $7,024-49.2% | $6,427-44.4% | $4,663-23.4% |
| Participant deferral / active EE | $10,906 | $9,808+11.2% | $9,133+19.4% | $6,689+63.0% |
| Admin fee / account holder | $25,812 | $16,364+57.7% | $13,899+85.7% | $13,390+92.8% |