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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,470 | $209,336+42.1% | $197,124+50.9% | $137,256+116.7% |
| Participation rate | 83.3% | 87.3%-4.0pp | 86.7%-3.4pp | 80.0%+3.4pp |
| Annual return | 13.49% | 48.09%-34.6pp | 44.34%-30.9pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,908 | $6,591-40.7% | $6,227-37.2% | $4,156-6.0% |
| Participant deferral / active EE | $11,223 | $9,614+16.7% | $9,135+22.9% | $6,407+75.2% |
| Admin fee / account holder | $56,473 | $17,308+226.3% | $16,298+246.5% | $12,270+360.2% |