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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,359 | $86,891-74.3% | $142,516-84.3% | $75,173-70.3% |
| Participation rate | 60.5% | 68.5%-8.0pp | 76.8%-16.3pp | 67.2%-6.7pp |
| Annual return | 18.21% | 23.31%-5.1pp | 19.99%-1.8pp | 160.72%-142.5pp |
| Employer contribution / active EE | $0 | $3,355-100.0% | $4,849-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,006 | $4,938-39.1% | $6,280-52.1% | $4,126-27.2% |
| Admin fee / account holder | $1,180 | $7,299-83.8% | $10,008-88.2% | $5,651-79.1% |