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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,358 | $171,272-71.2% | $127,803-61.4% | $152,897-67.7% |
| Participation rate | 90.9% | 83.5%+7.4pp | 79.0%+11.9pp | 82.5%+8.5pp |
| Annual return | 20.30% | 23.54%-3.2pp | 26.14%-5.8pp | 345.43%-325.1pp |
| Employer contribution / active EE | $0 | $5,451-100.0% | $4,576-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,152 | $7,043-41.0% | $6,023-31.1% | $5,851-29.0% |
| Admin fee / account holder | $4,698 | $14,540-67.7% | $9,399-50.0% | $11,599-59.5% |