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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,280 | $72,388-41.6% | $111,392-62.0% | $64,173-34.1% |
| Participation rate | 88.9% | 70.5%+18.4pp | 78.9%+10.0pp | 69.6%+19.3pp |
| Annual return | -4.84% | -1.50%-3.3pp | -2.06%-2.8pp | 7.63%-12.5pp |
| Employer contribution / active EE | $0 | $3,000-100.0% | $4,328-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,712 | $4,241-12.5% | $5,567-33.3% | $3,470+7.0% |
| Admin fee / account holder | $11,163 | $5,719+95.2% | $12,266-9.0% | $4,887+128.4% |