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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,560 | $210,908-19.6% | $153,643+10.4% | $145,884+16.2% |
| Participation rate | 66.7% | 82.1%-15.5pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 19.62% | 13.46%+6.2pp | 15.71%+3.9pp | 551.85%-532.2pp |
| Employer contribution / active EE | $1,996 | $6,055-67.0% | $5,039-60.4% | $4,662-57.2% |
| Participant deferral / active EE | $4,291 | $7,976-46.2% | $6,754-36.5% | $6,690-35.9% |
| Admin fee / account holder | $6,935 | $19,477-64.4% | $12,739-45.6% | $13,392-48.2% |