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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,226 | $132,310-80.9% | $105,754-76.1% | $273,972-90.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 12.31% | 10.08%+2.2pp | 12.25%+0.1pp | 41.46%-29.1pp |
| Employer contribution / active EE | $1,879 | $4,867-61.4% | $4,079-53.9% | $4,869-61.4% |
| Participant deferral / active EE | $4,015 | $6,233-35.6% | $5,326-24.6% | $5,287-24.1% |
| Admin fee / account holder | $3,520 | $12,036-70.8% | $8,309-57.6% | $10,133-65.3% |