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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,717 | $82,630+2.5% | $64,105+32.2% | $125,389-32.4% |
| Participation rate | 60.0% | 75.9%-15.9pp | 68.2%-8.2pp | 83.2%-23.2pp |
| Annual return | 0.01% | 1489.72%-1489.7pp | 791.24%-791.2pp | 282.24%-282.2pp |
| Employer contribution / active EE | $1,683 | $2,671-37.0% | $1,820-7.5% | $4,866-65.4% |
| Participant deferral / active EE | $2,785 | $3,608-22.8% | $2,822-1.3% | $5,352-48.0% |
| Admin fee / account holder | $1,389 | $6,382-78.2% | $4,499-69.1% | $9,541-85.4% |