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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,264 | $102,663+28.8% | $86,216+53.4% | $139,466-5.2% |
| Participation rate | 64.3% | 74.5%-10.2pp | 69.0%-4.7pp | 80.3%-16.0pp |
| Annual return | 11.55% | 1924.52%-1913.0pp | 1169.42%-1157.9pp | 373.66%-362.1pp |
| Employer contribution / active EE | $2,919 | $3,035-3.8% | $2,382+22.6% | $4,754-38.6% |
| Participant deferral / active EE | $4,296 | $4,677-8.1% | $3,986+7.8% | $6,712-36.0% |
| Admin fee / account holder | $930 | $8,663-89.3% | $6,853-86.4% | $11,409-91.9% |