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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,829 | $95,915+16.6% | $79,580+40.5% | $134,532-16.9% |
| Participation rate | 64.7% | 75.0%-10.3pp | 69.5%-4.8pp | 81.2%-16.5pp |
| Annual return | -8.20% | -2.71%-5.5pp | 0.15%-8.4pp | 418.27%-426.5pp |
| Employer contribution / active EE | $1,487 | $3,129-52.5% | $2,413-38.4% | $4,741-68.6% |
| Participant deferral / active EE | $2,588 | $4,693-44.9% | $3,985-35.1% | $6,401-59.6% |
| Admin fee / account holder | $903 | $9,132-90.1% | $6,835-86.8% | $11,429-92.1% |