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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,123 | $82,133-48.7% | $147,318-71.4% | $64,097-34.3% |
| Participation rate | 83.2% | 62.3%+20.9pp | 82.1%+1.1pp | 55.2%+28.0pp |
| Annual return | 22.50% | 78.78%-56.3pp | 70.43%-47.9pp | 34.64%-12.1pp |
| Employer contribution / active EE | $468 | $2,872-83.7% | $4,593-89.8% | $1,891-75.3% |
| Participant deferral / active EE | $5,267 | $5,407-2.6% | $7,906-33.4% | $3,080+71.0% |
| Admin fee / account holder | $922 | $3,730-75.3% | $13,708-93.3% | $3,454-73.3% |