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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,360 | $82,674-58.4% | $125,381-72.6% | $68,486-49.8% |
| Participation rate | 81.4% | 75.1%+6.3pp | 82.4%-1.0pp | 67.9%+13.5pp |
| Annual return | -16.37% | -5.97%-10.4pp | 572.31%-588.7pp | -7.85%-8.5pp |
| Employer contribution / active EE | $553 | $3,382-83.7% | $4,815-88.5% | $2,597-78.7% |
| Participant deferral / active EE | $4,886 | $6,111-20.0% | $7,448-34.4% | $4,028+21.3% |
| Admin fee / account holder | $11,261 | $6,277+79.4% | $10,007+12.5% | $5,404+108.4% |