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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,332 | $98,766-35.9% | $149,730-57.7% | $79,852-20.7% |
| Participation rate | 55.4% | 75.8%-20.4pp | 82.5%-27.1pp | 69.6%-14.3pp |
| Annual return | 18.54% | 27.43%-8.9pp | 276.70%-258.2pp | 31.72%-13.2pp |
| Employer contribution / active EE | $1,613 | $3,217-49.8% | $4,645-65.3% | $2,471-34.7% |
| Participant deferral / active EE | $3,894 | $5,681-31.5% | $6,843-43.1% | $3,740+4.1% |
| Admin fee / account holder | $67 | $6,052-98.9% | $9,310-99.3% | $5,306-98.7% |