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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $208,774 |
CAPFINANCIAL PARTNERS LLC9+ years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 15 · EIN 26-0058143 | Recordkeeping | $133,954 |
GRANT THORNTON LLP9+ years Service code 15 · EIN 36-6055558 | Recordkeeping | $16,042 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,795 | $104,631-57.2% | $98,461-54.5% | $80,157-44.1% |
| Participation rate | 94.6% | 87.5%+7.1pp | 75.2%+19.4pp | 72.9%+21.7pp |
| Annual return | 18.25% | 34.72%-16.5pp | 21.17%-2.9pp | 40.39%-22.1pp |
| Employer contribution / active EE | $1,789 | $4,517-60.4% | $3,049-41.3% | $2,977-39.9% |
| Participant deferral / active EE | $4,322 | $6,545-34.0% | $4,738-8.8% | $5,015-13.8% |
| Admin fee / account holder | $77 | $105-26.4% | $8,961-99.1% | $145-46.8% |