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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,811 | $52,678+61.0% | $75,784+11.9% | $59,633+42.2% |
| Participation rate | 50.9% | 67.2%-16.3pp | 75.8%-24.9pp | 68.7%-17.8pp |
| Annual return | -1.76% | 2.95%-4.7pp | 9.68%-11.4pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,148 | $2,591+21.5% | $3,652-13.8% | $3,192-1.4% |
| Admin fee / account holder | $9,229 | $3,610+155.7% | $5,300+74.1% | $4,297+114.8% |