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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,655 | $57,352+37.1% | $83,831-6.2% | $64,173+22.6% |
| Participation rate | 60.5% | 68.6%-8.1pp | 76.1%-15.7pp | 69.6%-9.1pp |
| Annual return | -7.22% | 11.38%-18.6pp | 850.99%-858.2pp | 7.63%-14.9pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,740 | $2,993+25.0% | $4,082-8.4% | $3,470+7.8% |
| Admin fee / account holder | $8,330 | $4,046+105.9% | $5,479+52.1% | $4,887+70.4% |